I have anxiety. Typically, I'm pretty good at managing it and talking myself down from EXTREME WORRY ABOUT THE IMPENDING APOCALYPSE to Minor Nuisance. It's not always easy, nor is it always successful, but I'm getting the hang of it. Anyways, remember my lack of funds? Well, I figured out why I have a lack of funds (the job that pays barely more than minimum wage is part of it, yes, but not all of it). Apparently, in my infinite wisdom and desire to become a successful, responsible adult, I paid my car payment twice this month. Yes, twice. $213.69 x 2 = more money than I had in my account. Well, that's not exactly true. I had 58 cents in there after that, but of course, I thought I had that 58 cents AND the other $213.69. So I overdrew my account and was slammed with overdraft charges. Needless to say, my anxiety was bordering on Apocalyptic Level Two. There are four levels, so the anxiety was pretty high.
So why did today rock? I called the bank's branch in my town and they couldn't do anything, so they told me to call the main number. I did. The woman I spoke to was very nice and we had a good laugh at my stupidity that caused me to be overly responsible. Then she refunded me FIVE of the eight overdraft charges! I have a positive balance in my checking account now!!!
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